What Credit Score Do You Actually Need to Buy a Home in Alberta?
TL;DR: The minimum credit score for an insured mortgage (under 20% down) in Canada is 600, set by CMHC. For the best rates with a major bank, you want 680 or above. If you’re in between, you still have options. And if you’re not there yet, 6 to 12 months of focused habits can make […]
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