Mortgage Education & Insights
Clear, practical guidance to help Alberta homebuyers make confident decisions
Closing Costs in Alberta: What First-Time Buyers Actually Need to Budget For
TL;DR: Closing costs in Alberta typically run between 1.5% and 3% of your home’s purchase price. On a $450,000 home, that’s roughly $6,750 to $13,500
May 18, 2026
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Your FHSA Has Three Moving Parts. Most Alberta Buyers Only Think About One
TL;DR The FHSA can put up to $40,000 of tax-free savings toward your first home — but only if three things line up: you open
April 18, 2026
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Co-Signer vs. Guarantor in Alberta: Not the Same Thing
TL;DR: A co-signer goes on both the mortgage and the title — they become a part-owner of your home. A guarantor goes on the mortgage
April 5, 2026
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The GST Rebate Alberta First-Time Homebuyers Can’t Afford to Miss — Up to $50,000 Back
Bill C-4 became law on March 12, 2026. If you’re a first-time buyer purchasing a new build in Alberta, you may be eligible for up
March 29, 2026
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How Alberta’s 30-Year Mortgage Rules Can Save You $200+ Monthly
Federal changes now let all first-time buyers and new construction purchasers stretch payments—here’s exactly who qualifies and how to maximize your savings The Bottom Line
January 4, 2026
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